{"kind":"expression","expression":{"expr_id":"2201","doc_id":"2201","label":"Bills of Exchange (Amendment) Bill, 2019","is_as_enacted":"f","commenced_on":null,"superseded_on":null,"valid_from":null,"valid_to":null,"is_current":"t","incorporating":null,"akn_expr_iri":"\/akn\/ky\/bill\/2019\/30\/eng@2019-01-01","akn_envelope":"{\"_canary\": {\"iri\": {\"work\": \"\/akn\/ky\/bill\/2019\/30\", \"expression\": \"\/akn\/ky\/bill\/2019\/30\/eng@2019-01-01\", \"manifestation\": \"\/akn\/ky\/bill\/2019\/30\/eng@2019-01-01.pdf\"}, \"pdf\": {\"md5\": \"b86a5c230a78e6188cd602b45c7e9ad0\", \"path\": \"\/Users\/q\/kyleg-data\/working\/BILLS\/2019\/2019-0030\/2019-0030.pdf\", \"pages\": 5, \"filename\": \"2019-0030.pdf\"}, \"errors\": [], \"extraction\": {\"model\": null, \"stats\": {\"word_count\": 633, \"paragraph_count\": 3, \"text_char_count\": 3751}, \"usage\": null, \"method\": \"pymupdf-text\", \"version\": \"kyleg-akn-1.0\", \"extracted_at\": \"2026-07-18\"}, \"classification\": \"text_layer\", \"validation_flags\": [], \"docai_processor_id\": null}, \"akomaNtoso\": {\"act\": null, \"doc\": null, \"bill\": {\"body\": [{\"eId\": \"sec_n1\", \"num\": null, \"text\": \"Gazette No. 6 dated 23rd January, 2019. A BILL FOR A LAW TO AMEND THE BILLS OF EXCHANGE LAW (1997 REVISION) TO PROVIDE FOR THE PRESENTMENT OF CHEQUES BY ELECTRONIC MEANS FOR THE PURPOSE OF FACILITATING AUTOMATIC CHEQUE CLEARING; AND FOR INCIDENTAL AND CONNECTED PURPOSES The Bills of Exchange (Amendment) Bill, 2019 THE BILLS OF EXCHANGE (AMENDMENT) BILL, 2019 MEMORANDUM OF OBJECTS AND REASONS The Bill seeks to amend the Bills of Exchange Law (1997 Revision) to provide for the electronic presentment of cheques by way of digital images for the purpose of facilitating automatic cheque clearing. The electronic presentment would be effected where a banker presents a cheque for payment by providing notification of the essential features of a cheque by electronic means to the banker on whom it is drawn. The Bills of Exchange (Amendment) Bill, 2019 A BILL FOR A LAW TO AMEND THE BILLS OF EXCHANGE LAW (1997 REVISION) TO PROVIDE FOR THE PRESENTMENT OF CHEQUES BY ELECTRONIC MEANS FOR THE PURPOSE OF FACILITATING AUTOMATIC CHEQUE CLEARING; AND FOR INCIDENTAL AND CONNECTED PURPOSES ENACTED by the Legislature of the Cayman Islands.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_1\", \"num\": \"1.\", \"text\": \"(1) This Law may be cited as the Bills of Exchange (Amendment) Law, 2019. (2) This Law shall come into force on such date as may be appointed by Order made by the Cabinet.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_2\", \"num\": \"2.\", \"text\": \"The Bills of Exchange Law (1997 Revision) is amended by inserting after section 74 the following section - \u201cAlternative means of presentment by banker 74A. (1) Notwithstanding the provisions of section 45, a banker may present a cheque for payment to the banker on whom it is drawn by providing notification of the essential features of a cheque by electronic means to the banker on whom it is drawn. Short title and commencement Insertion of section 74A of the Bills of Exchange Law (1997 Revision) - alternative means of presentment by banker The Bills of Exchange (Amendment) Bill, 2019 (2) If the presentment of a cheque is carried out in accordance with this section, the presentment may take place in a location other than the proper place or may be carried out at a time other than at a reasonable hour on a business day as required under section 45(2). (3) If, before the close of business on the next business day following presentment of a cheque under this section, the banker on whom the cheque is drawn requests presentment of the cheque otherwise than in accordance with this section - (a) any presentment that took place in accordance with subsections (1) and (2) shall be disregarded; and (b) the provisions in this section relating to electronic presentment shall not be applicable to the subsequent presentment of the cheque. (4) A request under subsection (3) for the presentment of a cheque shall not constitute dishonour by non-payment of the cheque. (5) Where presentment of a cheque is made electronically in accordance with this section, the banker who presented the cheque and the banker on whom it is drawn shall be subject to the same duties in relation to the collection and payment of the cheque as if the cheque itself had been presented in accordance with section 45 for payment. (6) For the purposes of this section, the essential features of a cheque are - (a) the serial number of the cheque; (b) the code which identifies the banker on whom the cheque is drawn; (c) the account number of the drawer of the cheque; (d) the amount of the cheque entered by the drawer of the cheque; and The Bills of Exchange (Amendment) Bill, 2019 (e) the signature of the drawer.\u201d. Passed by the Legislative Assembly the      day of                          , 2019. Speaker. Clerk of the Legislative Assembly.\", \"element\": \"section\", \"heading\": null}], \"meta\": {\"notes\": null, \"workflow\": null, \"lifecycle\": {\"source\": \"#cilegis\", \"eventRef\": [{\"eId\": \"e_commence_2019_01_01\", \"date\": \"2019-01-01\", \"type\": \"generation\", \"source\": \"#cilegis\"}]}, \"references\": {\"source\": \"#canary\", \"TLCRole\": [], \"TLCEvent\": [{\"eId\": \"ev_commencement\", \"href\": \"\/akn\/ontology\/canary\/event\/commencement\", \"showAs\": \"commencement\"}], \"TLCPerson\": [], \"TLCConcept\": [{\"eId\": \"inForce\", \"href\": \"\/akn\/ontology\/canary\/concept\/temporal\/in-force\", \"showAs\": \"in force\"}], \"TLCProcess\": [], \"TLCLocation\": [], \"TLCOrganization\": [{\"eId\": \"cilegis\", \"href\": \"\/akn\/ontology\/canary\/organization\/editor\/cilegis\", \"showAs\": \"Cayman Islands legislation mirror (kyleg)\"}]}, \"temporalData\": {\"source\": \"#cilegis\", \"temporalGroup\": [{\"eId\": \"tg_inforce_2019_01_01\", \"timeInterval\": [{\"end\": null, \"start\": \"#e_commence_2019_01_01\", \"duration\": null, \"refersTo\": \"#inForce\"}]}]}, \"classification\": null, \"identification\": {\"source\": \"#cilegis\", \"FRBRWork\": {\"FRBRuri\": \"\/akn\/ky\/bill\/2019\/30\", \"FRBRdate\": [{\"date\": \"2019-01-01\", \"name\": \"generation\"}], \"FRBRthis\": \"\/akn\/ky\/bill\/2019\/30\/!main\", \"FRBRalias\": [{\"name\": \"cmsId\", \"value\": \"2019-0030\"}], \"FRBRauthor\": [{\"as\": \"#editor\", \"href\": \"\/akn\/ontology\/canary\/organization\/editor\/cilegis\"}], \"FRBRnumber\": \"30 of 2019\", \"FRBRcountry\": \"ky\", \"FRBRsubtype\": \"bill\"}, \"FRBRExpression\": {\"FRBRuri\": \"\/akn\/ky\/bill\/2019\/30\/eng@2019-01-01\", \"FRBRdate\": [{\"date\": \"2019-01-01\", \"name\": \"generation\"}], \"FRBRthis\": \"\/akn\/ky\/bill\/2019\/30\/eng@2019-01-01\/!main\", \"FRBRauthor\": [{\"as\": \"#editor\", \"href\": \"\/akn\/ontology\/canary\/organization\/editor\/cilegis\"}], \"FRBRlanguage\": \"eng\"}, \"FRBRManifestation\": {\"FRBRuri\": \"\/akn\/ky\/bill\/2019\/30\/eng@2019-01-01.xml\", \"FRBRdate\": [{\"date\": \"2026-07-18\", \"name\": \"generation\"}], \"FRBRthis\": \"\/akn\/ky\/bill\/2019\/30\/eng@2019-01-01.xml\", \"FRBRauthor\": [{\"as\": \"#editor\", \"href\": \"\/akn\/ontology\/canary\/organization\/editor\/cilegis\"}], \"FRBRformat\": \"application\/xml\"}}}, \"name\": \"bill\", \"header\": {\"title\": \"Bills of Exchange (Amendment) Bill, 2019\", \"actNumber\": \"30 of 2019\", \"longTitle\": null}}, \"judgment\": null}}","akn_full_text":"CAYMAN ISLANDS\n\nSupplement No. 1 published with Extraordinary\nGazette No. 6 dated 23rd January, 2019.\n\nA BILL FOR A LAW TO AMEND THE BILLS OF EXCHANGE LAW\n(1997 REVISION) TO PROVIDE FOR THE PRESENTMENT OF\nCHEQUES BY ELECTRONIC MEANS FOR THE PURPOSE OF\nFACILITATING AUTOMATIC CHEQUE CLEARING; AND FOR\nINCIDENTAL AND CONNECTED PURPOSES\n\nThe Bills of Exchange (Amendment) Bill, 2019\n\n2\nTHE BILLS OF EXCHANGE (AMENDMENT) BILL, 2019\nMEMORANDUM OF OBJECTS AND REASONS\n\nThe Bill seeks to amend the Bills of Exchange Law (1997 Revision) to provide\nfor the electronic presentment of cheques by way of digital images for the\npurpose of facilitating automatic cheque clearing. The electronic presentment\nwould be effected where a banker presents a cheque for payment by providing\nnotification of the essential features of a cheque by electronic means to the\nbanker on whom it is drawn.\n\nThe Bills of Exchange (Amendment) Bill, 2019\n\n3\n\nCAYMAN ISLANDS\n\nA BILL FOR A LAW TO AMEND THE BILLS OF EXCHANGE LAW\n(1997 REVISION) TO PROVIDE FOR THE PRESENTMENT OF\nCHEQUES BY ELECTRONIC MEANS FOR THE PURPOSE OF\nFACILITATING AUTOMATIC CHEQUE CLEARING; AND FOR\nINCIDENTAL AND CONNECTED PURPOSES\n\nENACTED by the Legislature of the Cayman Islands.\n\n1.\n(1) This Law may be cited as the Bills of Exchange (Amendment) Law,\n2019.\n(2) This Law shall come into force on such date as may be appointed by\nOrder made by the Cabinet.\n2.\nThe Bills of Exchange Law (1997 Revision) is amended by inserting after\nsection 74 the following section -\n\u201cAlternative\nmeans\nof presentment by\nbanker\n74A. (1) Notwithstanding the provisions of section 45,\na banker may present a cheque for payment to the\nbanker on whom it is drawn by providing notification of\nthe essential features of a cheque by electronic means to\nthe banker on whom it is drawn.\n\nShort title and\ncommencement\nInsertion of section 74A\nof the Bills of Exchange\nLaw (1997 Revision) -\nalternative means of\npresentment by banker\n\nThe Bills of Exchange (Amendment) Bill, 2019\n\n4\n(2) If the presentment of a cheque is carried out\nin accordance with this section, the presentment may\ntake place in a location other than the proper place or\nmay be carried out at a time other than at a reasonable\nhour on a business day as required under section 45(2).\n(3) If, before the close of business on the next\nbusiness day following presentment of a cheque under\nthis section, the banker on whom the cheque is drawn\nrequests presentment of the cheque otherwise than in\naccordance with this section -\n(a)\nany presentment that took place in\naccordance with subsections (1) and (2)\nshall be disregarded; and\n(b) the provisions in this section relating to\nelectronic presentment shall not be\napplicable\nto\nthe\nsubsequent\npresentment of the cheque.\n(4) A request under subsection (3) for the\npresentment of a cheque shall not constitute dishonour\nby non-payment of the cheque.\n(5) Where presentment of a cheque is made\nelectronically in accordance with this section, the banker\nwho presented the cheque and the banker on whom it is\ndrawn shall be subject to the same duties in relation to\nthe collection and payment of the cheque as if the\ncheque itself had been presented in accordance with\nsection 45 for payment.\n(6) For the purposes of this section, the essential\nfeatures of a cheque are -\n(a)\nthe serial number of the cheque;\n(b) the code which identifies the banker on\nwhom the cheque is drawn;\n(c)\nthe account number of the drawer of the\ncheque;\n(d) the amount of the cheque entered by the\ndrawer of the cheque; and\n\nThe Bills of Exchange (Amendment) Bill, 2019\n\n5\n(e)\nthe signature of the drawer.\u201d.\n\n           Passed by the Legislative Assembly the      day of                          , 2019.\n\nSpeaker.\n\nClerk of the Legislative Assembly.","akn_extracted_at":"2026-07-18 12:35:34.791106+00","cms_id":"2019-0030","law_type":"bill","year":"2019","number":"30","title":"Bills of Exchange (Amendment) Bill, 2019","status":"bill"},"provenance":{"files":[{"file_id":"7000","expr_id":"2201","kind":"akn_xml","filename":"2019-0030.akn.xml","source_url":null,"storage_path":"\/Users\/q\/kyleg-data\/working\/BILLS\/2019\/2019-0030\/2019-0030.akn.xml","content_md5":"d518f0ce2e3a684c71740c2d9e601155","byte_size":"6443","http_last_modified":null,"fetched_at":"2026-07-18 12:35:34.828453+00"},{"file_id":"4401","expr_id":"2201","kind":"pristine_pdf","filename":"2019-0030.pdf","source_url":"\/cms\/images\/LEGISLATION\/BILLS\/2019\/2019-0030\/2019-0030.pdf","storage_path":"\/Users\/q\/kyleg-data\/pristine\/BILLS\/2019\/2019-0030\/2019-0030.pdf","content_md5":"b86a5c230a78e6188cd602b45c7e9ad0","byte_size":"92870","http_last_modified":null,"fetched_at":"2026-06-16 04:01:11.285333+00"},{"file_id":"4402","expr_id":"2201","kind":"working_pdf","filename":"2019-0030.pdf","source_url":"\/cms\/images\/LEGISLATION\/BILLS\/2019\/2019-0030\/2019-0030.pdf","storage_path":"\/Users\/q\/kyleg-data\/working\/BILLS\/2019\/2019-0030\/2019-0030.pdf","content_md5":"b86a5c230a78e6188cd602b45c7e9ad0","byte_size":"92870","http_last_modified":null,"fetched_at":"2026-06-16 04:01:11.285333+00"}],"paragraph_count":13,"latest_history":{"history_id":"270177","change_type":"UPDATE","changed_at":"2026-07-18 00:00:00+00","change_source":"MIGRATION_027","change_reason":"CMS-id-collision audit 2026-07-18: title corrected from the document's own PDF and\/or the (law_type, cms_id)-keyed official legislation.gov.ky listing."}},"quality":{"expr_id":"2201","doc_id":"2201","quality_state":"known_issue","quality_score":"63","needs_human_review":"t","deterministic_categories":"{commencement_metadata_problem,duplicate_text,page_header_footer_noise,title_mismatch}","llm_categories":"{}","repair_actions":"{collapse_duplicate_text,strip_page_furniture,verify_commencement_metadata,verify_title_metadata}","finding_severity_counts":"{\"low\": 3, \"high\": 1}","finding_summary":"stored title is not visible in the opening extracted text; repeated line furniture detected: the bills of exchange amendment bill 2019 x5","assessed_at":"2026-06-22 15:29:46.696891+00","updated_at":"2026-06-22 15:29:46.696891+00"}}